Mortgage Products

Fixed Rate Mortgages
Good choice if you prefer a fixed monthly payment, want to increase the loan amount you qualify for, or anticipate living in the home for 10 years or longer.

· We offer convenient terms to meet every homeowners needs

· Fixed rate and monthly payment for life of loan

 

Adjustable Rate Mortgages (ARMs)
Great product if you prefer to keep payments low the first few years, want to maximize your buying power, or if you plan to move within 7 years.

· Keeps payments low for the first few years

· Interest rate can change at regular intervals based on loan terms

· Lifetime rate cap ensures the maximum rate you would ever pay

 

First Time Homebuyer Programs
Great choice for first-time homebuyers or if you need 100% financing or a low down payment

· USDA Rural Housing

· Veterans Affairs (VA) programs

· FHA programs

 

Apply online at www.certusbankmortgage.com